WELCOME TO SMART MONEY INC

The Smart Money Inc Team is your premiere mortgage team located in Honolulu, Hawaii. We pride ourselves on offering some of the lowest rates nationwide and making the loan process simple, straightforward, and easy for borrowers' seeking a mortgage in the Hawaii area. Whether you are a first time home buyer, purchasing your dream home, or consolidating outstanding debt,  our highly exprienced team of mortage brokers can help you take that first step towards a financial solution.

As Hawaii's leading Mortgage Company,. we alleviiate the typically drawn-out process, pre-approving borrowers within one hour and providing a written pre-apprval certifcate to present with their purchase offer.

At Smart Money Inc, our ultimate goal is to  create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Happy New Home!!

WE SPECIALIZE IN THE FOLLOWING HAWAII MORTGAGE LOANS

 

HOME PURCHASE LOANS

Our Purchase Assistant has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results.

HOME REFINANCE LOANS

Our Refinance Advisor has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results.

HARP 2.0

See if you qualify for the Home Affordable Refinance Program (HARP)

FHA LOANS

First-time homeowner? FHA Loans:

  • Easier to qualify for conventional loans.
  • Lower down payment requirements.
  • Cannot exceed statutory loan limits.

HOME EQUITY LOANS

Our Refinance Advisor has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results.

AND MUCH, MUCH MORE!E

Our Purchase Assistant has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results..

WE OFFER UNPARALLELED MORTGAGE & REFINANCE SERVICE TO CLIENTS THROUGHOUT
THE GREAT STATE OF HAWAII!

 

WHAT PEOPLE ARE SAYING ABOUT US

 

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“Angie –Thank you for being a prompt loan officer and your enthusiasm to complete each task towards loan completion is noteworthy …. You did an amazing job both times you refinanced my home for me. Much Mahalo, Jim”

- Jim, Honolulu -

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" After being told by another mortgage company that my USDA loan would be denied, a friend referred me to Smart Money Inc. I began working with Devan and he walked with us every step of the way. Through the whole process, all of my emails and phone calls were returned promptly and he bent over backwards to make it happen for us. "

- Mary W. -

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" Noe helped my husband refinance his mortgage years ago. She was professional but also treated us like family, so when we decided it was time to buy a home together, we knew to call Noe. The entire process of applying for a mortgage is crazy but she was there every step of the way to help us understand our options. "

- Leilani K. -

 
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Mortgage Resource Center

• FREE Custom Rate Quotes
• Help with Purchasing Your Dream Home
• Help with Refinancing Your Home
• Debt Consolidation.
• No Hassle.
Contact a Mortage Counselor Today!

Real Estate Marketplace

Hawaii Real Estate Marketplace

• Home Search
• View Featured Homes
• Dream Home Request
• Home Value.
• No Hassle.
Contact a Mortage Counselor Today!

Hawaii Mortgage Counselor

Ask a Mortgage Counslor

• Fast Answers to Your Questions
• Accurate & Reliable Information
• Consultation with No Obligation
• No Hassle.
Contact a Mortage Counselor Today!